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Essential Annual Limits 2025

Updated: Aug 14

This quick reference guide covers the most important annual limits, credits and exemption amounts that are commonly referred to throughout the year.


Download the Comprehensive Guide


It includes:


  • Tax rates for MFJ, Single, and Estates/Trusts

  • AMT annual limits

  • LTCG rates for MFJ, Single, and Estates/Trusts

  • Standard deductions for MFJ and Single

  • Social Security annual limits (including earning limits)

  • Full Retirement Age chart

  • Social Security taxation summary for MFJ and Single

  • IRMAA surcharges

  • Retirement plan annual limits

  • Traditional and Roth IRA annual limits

  • Education tax credits

  • Uniform Lifetime Table (abbreviated version)

  • Single Lifetime Table (abbreviated version)

  • Estate and gift tax annual limits

  • HSA annual limits


Annual Limits

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Importance of Staying Informed


Understanding these limits is crucial for effective estate planning. They help us navigate the complex landscape of financial regulations. By staying informed, we can better serve our clients and enhance our professional relationships.


Exclusive Use of This Document


This document is not intended for public sharing. It is exclusively for AEP, our partner advisors, and their clients. Sharing this document outside its intended purpose conflicts with our agreement with fpPathfinder. Such actions may jeopardize our access to valuable resources. We ask that you respect our professional relationship and keep this document confidential.


The Role of Estate Planning


Estate planning is essential for securing generational wealth. It allows us to create a roadmap for our clients' financial futures. By incorporating estate planning into our services, we can deepen client relationships. This approach ensures that our clients' wishes are honored and their assets are protected.


Why Choose an Outsourced Approach?


An outsourced approach to estate planning offers numerous benefits. It allows us to focus on our core competencies while providing our clients with expert guidance. This collaboration enhances our service offerings and builds trust. Our clients can feel confident knowing they have access to specialized knowledge.


Conclusion


In conclusion, staying updated on annual limits is vital for effective financial planning. By utilizing the resources available, we can empower our clients to make informed decisions. Let's commit to enhancing our services and securing a prosperous future for those we serve.


For further details, don't forget to download the PDF guide linked above. It contains all the essential information you need to navigate the financial landscape effectively.



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